VACANCY ALERT!
Home to an exclusive group of dedicated and passionate individuals, MCB Bank requires motivated professionals for the following designation.
Position: Unit Head/ Senior Manager/ Manager-Credit Risk Review Division
Job Description
· Evaluate credit proposals, writing credit notes in LOS for new transactions, annual reviews, temporary extensions, waivers, and amendments.
· Qualitative improvement in credit review for higher authorities, while ensuring compliance to guidelines delineated in bank's policies /SBP PRs.
· Analyse financial statements and countercheck obligor risk grades for borrowing relationships.
· Understanding the business model of the borrower and negotiate with relevant stake holder/ RBG to structure credit facilities as per the business model and credit needs in the light of Bank’s policies.
· Monitor industry trends, evaluate effects on the portfolio. Participate in formulating policies and procedures when required.
· Keep abreast of the current economic scenario, dynamics of key industries and impact of government regulations and policies on borrower’s businesses.
· Monitor turnaround time in order to keep track of each case being processed. Maintain TAT to ensure efficiency and to meet our standards for reviewing a particular type of request.
· Field visits in order to get better know-how of the client’s operations especially when a new project, CAPEX or BMR is carried out.
· Proactive identification of deteriorating credits by analyzing industry, financial and credit risk analysis. i.e. watch listing the clients with deteriorating performance.
· Unit Head will have additional task of managing a team along with exercising delegated powers.
Knowledge & Skills:
- Postgraduate degree concentration in finance - preferably MBA
Experience:
- Minimum 5 years of experience for Manager and 10 years of experience for Unit Head
Job Location: Karachi
How To Apply:
Interested candidates may email their updated resume to talentacquisition@mcb.com.pk and mention the job title in subject line.
Last date for submission of application is July 07, 2022
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| Muslim Commercial Bank Ltd Jobs Jun 2022 |
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