We’re Hiring!
MCB Islamic Bank is inviting CVs for the position of "Senior Relationship Manager, Commercial & SME Financing" based in Lahore. Please only apply if you fulfill the criteria mentioned in the job details.
LOCATION
Lahore
QUALIFICATION
MBA/M.Com/ ACCA/ACMA or relevant Master’s Degree. Certification in Islamic Banking and Finance will be considered as value addition.
EXPERIENCE
Min 7-8 years of experience in the financial services industry, in marketing and financing functions.
ROLE & RESPONSIBILITIES
- Build new Shari'ah compliant Commercial & SME portfolio of the bank with effective marketing according to assigned goals & targets
- Monitors the financial health and other developments in the client’s business and industry
- Develops, enhances and maintains relationships with existing and new clients to ensure revenue/profit targets are met/ exceeded.
- Prepares a structured calling program to identify business opportunities and explore customer needs with the aim of matching the bank’s products.
- Analyses the clients’ financial statements, management practices etc. to assess the credit risk for the client and ensure that the credit quality of the portfolio is not compromised.
- Prepares/ initiates credit approval notes for clients and ensure that credit applications including renewals are correctly prepared in accordance with the bank’s policies and regulatory framework.
- Ensures that all documentation for a credit proposal is a complete and works with the credit quality manager to ensure that there is no security shortfall.
- Verifies/inspects hypothecated/pledged inventory, mortgaged fixed assets/real estate periodically to ensure minimum credit risk
- Initiates and ensure disbursements and adjustments of financing.
- Ensures adherence to guidelines and rectification of discrepancies pointed out in the unit exception report or by internal, external and State Bank of Pakistan auditors.
- Liaisons with various internal departments (Credit, Legal, Operations, FRCD (CAD) etc.) for smooth and quick turnaround of transactions.
- Ensures provisions of high quality and timely service to clients.
DESIRED SKILLS
- Interpersonal skills; Relationship Management and Selling Skills, Negotiating and Influencing Skills, Team management skills, Analytical / Problem Solving skills; Leadership cooperative working relationships with others.
- Ability to withstand pressure and deliver in accordance with timelines.
- Good analytical skills for handling huge data with decent interpersonal communication skills (Written & Oral)
HOW TO APPLY
Qualified candidates for the position may send their CVs on jobs@mcbislamicbank.com with the subject line CV for the position of “Senior Relationship Manager, Commercial & SME”.
LAST DATE FOR APPLICATION
Last date for application is 15-June-2022
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| MCB Islamic Bank Jobs For Senior Relationship Manager, Commercial & SME Financing |
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